Moving to Zephyrhills, Florida (2025 Guide)
What It’s Really Like to Live in Zephyrhills — Neighborhoods, Costs, Schools & Local Life
Why Zephyrhills
East Pasco County’s rolling hills, historic Main Street, and new master-planned communities make Zephyrhills a standout choice for homebuyers seeking space, value, and community charm while staying close to Tampa.
Fast Facts
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Commute: Approximately 29 miles to Downtown Tampa (45–70 minutes)
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Population: About 18,471 (2023 ACS)
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Median Home Price: $250,000 (Redfin, September 2025)
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Average Rent: $1,593 (RentCafe, October 2025)
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Cost of Living Index: 89 (11% below U.S. average)
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Vibe: Small-town heart with growth corridor energy
| Neighborhood | Best For | Local Vibe / Highlights |
|---|---|---|
| Two Rivers | Master-planned luxury living | Resort-style pools, clubhouse dining at The Landing, fitness center, trails, pickleball, and community events. |
| Cobblestone | Convenient access & flexible layouts | Near SR-54 and Wesley Chapel; one- and two-story homes (1,758–3,849 sq. ft.) with new amenity center and natural preserves. |
| Riverwood (by Pulte Homes) | Active families & nature lovers | Clubhouse, resort pool, and walking trails surrounded by conservation. |
| Stonebridge North | Families seeking tranquility | Pool, playground, dog park, and homes with conservation views. |
| Abbott Park | First-time homebuyers | Lennar-built homes, affordable HOA, community playground, and sidewalks near schools. |
| Hidden Creek | Growing families | Community pool, playground, and newer D.R. Horton homes near SR-39. |
| Abbott Square | Townhome living | Smart home features, pool, clubhouse, and low-maintenance lifestyle. |
| Lake Bernadette | Golf-course lifestyle | Mature landscaping, established community, and fairway views. |
| Silverado | Suburban convenience | Pools, playgrounds, dog park, and quick SR-54 access. |
| Skylark at Zephyrhills | New builds with open-concept plans | Modern single-family homes with energy-efficient design. |
| 55+ Communities (Various) | Active adults | Gated neighborhoods with social clubs, golf carts, and low-maintenance villas. |
Housing and Cost Overview
Homebuyers find more house for their money in Zephyrhills compared to coastal Tampa.
Be sure to verify HOA/CDD fees and insurance quotes early in the buying process.
To estimate your living expenses, try the EPI Family Budget Calculator.
Schools and Education
Zephyrhills is part of the Pasco County Schools system.
Major upgrades are underway at West Zephyrhills Elementary, and Zephyrhills High continues to show strong academic improvement and community support.
Local families appreciate the blend of neighborhood schools, extracurricular options, and small-town involvement that make education in Zephyrhills personal and accessible.
Things to Do in Zephyrhills
Outdoor Activities and Adventure
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Zephyr Park & WaterPlay — Lakeside walks, picnic areas, tennis courts, and a splash pad.
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Skydive City — A world-famous drop zone that attracts skydivers from around the globe.
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Zephyrhills Museum of Military History — WWII artifacts and aviation exhibits at the former Zephyrhills Army Airfield.
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Withlacoochee River Park — Trails, kayaking, camping, and birdwatching just minutes away.
Local Restaurants and Cafés
Breakfast and Brunch Favorites
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Sunrise Eatery — A local favorite for hearty breakfast platters.
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Two Minutes Restaurant — A longtime Zephyrhills diner serving classic comfort food.
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Rick’s Café — Known for friendly service and homestyle breakfasts.
Dinner and Date Night Options
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Sergio’s Italian Restaurant — Family-owned with pizza, pasta, and wine.
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The Great Catch — Fresh seafood and patio dining.
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Piccola Italia — Cozy, family-run Italian bistro near downtown.
Family-Friendly Dining
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Tubby’s Q and Smokehouse — Classic barbecue and ribs.
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Plaza Mexico Mariscos — Vibrant Mexican restaurant with fresh seafood.
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Beef ’O’ Brady’s — Neighborhood sports bar with casual fare.
Jobs and Growth
Zephyrhills continues to experience steady economic expansion.
Pasco County’s Ready Sites Program has attracted new employers such as Bauducco Foods, MiTek, and AdventHealth, creating new opportunities and supporting a strong housing market.
Weather and Hurricane Notes
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Average High in August: 90°F
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Average High in January: 71°F
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Storm Safety: Zephyrhills’ inland location means lower storm-surge risk than coastal areas.
Before purchasing a home, review the property’s flood zone, roof age, and available wind-mitigation credits for potential insurance savings.
Zephyrhills Quick Facts
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County: Pasco
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ZIP Codes: 33539–33544
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Nearest Airport: Tampa International Airport (approximately 34 miles)
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Lifestyle Keywords: Small-town Florida, affordable housing, golf carts, family parks, community pride
Frequently Asked Questions
Is Zephyrhills a good place to live?
Yes. The city’s affordable cost of living, small-town charm, and ongoing development make it ideal for families, first-time buyers, and retirees.
How long is the commute to Tampa?
About 45 minutes during off-peak hours, and up to 70 minutes during rush hour, depending on traffic and route.
Are there good new-build communities?
Yes. Two Rivers, Silverado, and other nearby developments offer new floor plans, walking trails, and neighborhood amenities.
Is insurance more affordable than in coastal Florida?
Generally yes, thanks to Zephyrhills’ inland location. Rates depend on roof age, elevation, and wind-mitigation features.
What can residents do on weekends?
Locals enjoy Zephyr Park festivals, farmers markets, brewery nights, and day trips to beaches in Clearwater or St. Petersburg.
Work with a Our Local Team
Looking to make your next move in Zephyrhills, Wesley Chapel, or the greater Tampa Bay area?
Work with a team that knows the community — and is dedicated to helping you reach your goals with confidence.
At Coldwell Banker AquaTerra Realty, our agents combine local expertise, personalized service, and the global power of Coldwell Banker to deliver a smarter real estate experience.
Led by Broker/Owner Chelsea Rose Linville, a lifelong Zephyrhills native, our brokerage is built on hometown roots, trusted relationships, and a deep commitment to your success.
📞 Coldwell Banker AquaTerra Realty
Office: (813)780-7500
Email: [email protected]
Ready to explore your options?
👉 Schedule a Call or request your Free Zephyrhills Buyer Packet, complete with HOA insights, insurance tips, and neighborhood maps.
About the Author
Written by Michelle Guzman, Marketing Director and Content Strategist for Coldwell Banker AquaTerra Realty.
In collaboration with Chelsea Rose, REALTOR® and Owner.
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